Your next move, planned properly
Whether you're moving to a bigger home or buying a rental, the right loan structure makes all the difference. We'll help you get the timing and the numbers right.
Book a free chatBuy first or sell first?
There's no single right answer. It depends on the market, your equity and how much risk you're comfortable with.
Sell first
You know exactly what you have to spend. The risk is needing somewhere to live while you find your next home.
Buy first
You secure the home you want, but you may own two properties for a while. We'll check you can manage that safely.
Bridging finance
A short-term loan that covers the gap between buying and selling. We'll explain the costs and help you set an exit plan.
Structures that work for investors
Investors usually need a bigger deposit than owner-occupiers, and how you structure your loans affects your cash flow, tax and future borrowing.
- Using equity in your home to buy a rental
- Separating home and investment lending
- Interest-only periods and fixed and floating splits
- Planning for your next purchase
We work alongside your accountant
Tax rules for property investors change often. We focus on the lending and work with your accountant or lawyer so the whole picture fits together.
Self-employed or own a business? We can also help with lending based on business income.
Lenders we work with
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Planning your next move?
Let's map out the numbers before you list or make an offer.
Book a free chat